Recent PDI Network Outages

Recently, our partner PDI has experienced network outages that have impacted several locations. Most locations affected by these outages experienced slight delays with credit card processing while transactions were routed to the backup NBS data center. A small number of locations using Gilbarco Passport did not have their transactions routed to the backup NBS data […]

Credit Card Rate Adjustment

At the end of September, CHS Payment Solutions mailed out notices announcing a credit card rate adjustment that will be effective November 1, 2024. As a result of the continuing trend of credit card brands increasing their rates, CHS will make a slight adjustment to our credit card processing rates in November.

Fallback Credit Card Transactions

Fallback processing occurs when a PIN pad fails to read an EMV chip card during a transaction. If the chip cannot be read, the PIN pad will prompt the customer to swipe their card using the magstripe. With magstripe transactions, the possibility of fraud is high and may result in fees. If your PIN pads […]

Comdata SmartDESQ Software Version 3.25 – 1 Month Remaining

On March 12, 2024, CHS Payment Solutions announced the approval of Comdata SmartDESQ software version 3.25 and the expiration of all previous Comdata SmartDESQ software versions. Software version 3.25 introduces support for the contactless payment enabled M400 pin pad, for which Comdata has completed certification on the Cenex-NBS network.

Surcharging for Credit Card Use is Not Permitted by CHS Payment Solutions

Please be aware that merchant agreements with CHS Payment Solutions prohibit surcharging for the use of a credit card. While adding a surcharge for customers using a credit card is becoming increasingly common in many industries, there are several reasons why we do not allow the practice.

Avoiding Manual Transaction Fraud

Fraudulent activity is an ever-present threat to your business, and one of the most common methods takes advantage of manual card entry. It is important to be on the lookout for the warning signs of this kind of fraud as, if it is successful, your business is liable.